This year’s theme: geopolitics meets the grocery bill. Prices bump around as shipping, currency, and tariffs shift. The short list of what Canadians should know: inflation can come in waves, policy can flip on short notice, and a weaker loonie magnifies import costs. Budget moves: build a cushion, prioritize essentials, and delay nice-to-have upgrades. Work angle: ask about cost-of-living adjustments and delivery lead times if you run a business. Investing: focus on cash-flow resilience, transparent supply chains, and simple diversification. No hero trades—set rebalancing bands and let your written plan keep emotions in check.